Top Accumulation Index Annuities Grid 

Help Clients Recover From Market Losses and Lock in Their Gains With the Best Accumulation Options on the Market Today!

Option A

• NO CAP, NO SPREAD, NO FEE index crediting options on the Morgan Stanley index
• Annual reset, 85% participate rate (Avg. yield between 5-6% annually)
• Bi-annual reset, 110% participate rate, (Avg. yield between 6-7% annually) 
• 10% free withdrawals

Option B

• Up to 12% premium bonus
• Uncapped interest options on the S&P500, Paribus, and Morningstar index (avg. yield up to 5-7% annually)
• up to 20% free withdrawals
• ROP available after 4th year

Option C

• Up to 15% premium bonus
• Up to 7 index crediting options for growth: Gold index, Inverse index, uncapped options (avg. yield up to 8-9% annually)
• 10% free withdrawals
• 10 year surrender
• 1% on 100% guaranteed contract value

Option D

• Issue age up to 85
  
• 4% premium bonus 
• Simple index crediting options (avg. yield up to 3.5% annually)
• 10% free withdrawals
  
• 9 year surrender period

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